Key Responsibilities

• Advise on compliance and internal controls for mobile banking, online banking, and mobile payment products, ensuring compliance with applicable laws, regulations, and internal policies.
• Identify, assess, and report compliance, operational, and regulatory risks, and recommend effective mitigation measures.
• Work closely with business units and risk management teams to implement regulatory requirements and internal risk controls.
• Conduct regular and ad hoc compliance reviews, regulatory gap assessments, and annual audit reviews; oversee follow-up actions to address identified findings.
• Prepare risk management reports for senior management and the second line of defense.
• Review marketing materials and assess the compliance, operational, legal, and cybersecurity risks of new products, processes, and systems.
• Develop and maintain electronic banking policies and operational manuals in line with group standards and regulatory requirements.
• Coordinate regulatory reporting, audits, and inspections, including responses to regulators and follow-up on required improvements.
• Deliver compliance training to help business teams understand and meet relevant regulatory obligations.

Requirements

• Bachelor’s degree or above in Finance, Law, Risk Management, or a related discipline.
• Three to five years of experience in compliance or risk management within banking or financial services, including at least two years in a compliance or risk role at a bank or financial institution within the past two years.
• Experience with electronic banking products is an advantage.
• Familiarity with HKMA TM-E-1, SA-2, and TM-G-1, SFC regulations, and Hong Kong privacy requirements.
• Knowledge of anti-money laundering (AML), customer due diligence (CDD), ISO 27001, and the Code of Banking Practice (COBP).
• Proficiency in spoken and written Mandarin, English, and Cantonese.
• Excellent communication, analytical, and coordination skills, with the ability to work independently and manage competing priorities.