• Leading Chinese Firm
• Competitive Package
• Front-Middle hybrid

Responsibilities

• Review and assess credit applications submitted by Relationship Managers and Lending Advisors.
• Analyze clients' financial profiles, net worth statements, liquidity positions, and source of wealth.
• Evaluate collateral including investment portfolios, marketable securities, cash deposits, and other pledged assets.
• Conduct credit risk assessments and provide recommendations for approval, decline, or restructuring.
• Prepare and present credit proposals to relevant approval authorities and credit committees.
• Monitor existing credit exposures and ensure compliance with internal risk policies and regulatory requirements.
• Partner with Front Office teams to structure effective financing solutions while maintaining prudent risk standards.
• Perform portfolio reviews and identify emerging credit risks.
• Maintain high-quality credit documentation and approval records.

Requirements

• Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or related disciplines.
• 3+ years of experience in Credit Analysis, Credit Risk, Lending, Corporate Banking, Commercial Banking, or Private Banking.
• Strong understanding of credit underwriting principles and risk assessment methodologies.
• Familiarity with lending products, securities-backed lending and wealth lending solutions is an advantage.
• Strong analytical, problem-solving, and communication skills.
• Ability to work closely with Front Office and Risk stakeholders.
• Proficiency in Microsoft Excel and credit analysis tools.
• Good command of English and Chinese (Cantonese and/or Mandarin).