• Dynamic and fast-paced work environment
• Comprehensive Employee Well-being
• Entrepreneurial & Growth-Focused Culture

Position Overview

Our client is seeking a high-caliber, dynamic, and strategic financial leader to join the executive leadership team as Chief Financial Officer (CFO). Reporting directly to the Chief Executive Officer (CEO), the CFO will oversee full-scope financial strategy, regulatory compliance, capital planning, asset and liability management (ALM), and expense control across the bank.

This role leads a team of 10+ finance professionals structured across three key pillars: Financial & Regulatory Reporting, Asset & Liability Management (ALM), and Expense Management.

Key Responsibilities

• Executive Financial Leadership & Strategic Analysis:
  • Serve as a key strategic partner to the CEO and Board of Directors, providing comprehensive financial analysis, business performance evaluations, and strategic advice to drive sustainable growth.
  • Oversee bank-wide capital planning, performance management, and profitability analysis across key business lines.

• Regulatory & Financial Reporting:
  • Lead the Financial & Regulatory Reporting team to ensure full compliance with HKMA (Hong Kong Monetary Authority) statutory returns, financial disclosure requirements, and accounting standards.
  • Manage statutory audits, tax filings, and relationships with external auditors and regulatory bodies.

• Asset & Liability Management (ALM):
  • Direct the ALM function to optimize the bank’s balance sheet structure, liquidity risk, interest rate risk, and capital adequacy ratios.
  • Formulate and implement balance sheet management strategies to support business expansion while mitigating financial risks.

• Expense Budgeting & Process Optimization:
  • Oversee the annual budgeting process, expense process management, cost allocation, and cost-efficiency initiatives across all business units.
  • Establish robust internal financial controls, processes, and corporate governance frameworks.

• Team Leadership & Development:
  • Lead, mentor, and elevate a team of 10+ finance professionals across three specialized teams.
  • Foster a high-performance, collaborative, and innovation-focused culture within the finance department.

(Note: Treasury execution and trading desk functions are handled separately).

Key Requirements & Qualifications

• Professional Qualifications:
  • Possess a valid HKICPA qualification (or equivalent recognized professional accounting designation).
  • Bachelor’s degree or above in Accounting, Finance, Economics, or a related discipline.

• Experience & Industry Expertise:
  • Minimum 12+ years of progressive financial management experience within the Hong Kong banking sector (Retail Banking, Virtual Banking, or Digital Financial Services).
  • Strong familiarity with HKMA regulatory reporting standards, capital requirements, and banking operational frameworks.
  • Experience within fintech, virtual banking, or technology-driven financial organizations is highly advantageous.

• Leadership & Personal Attributes:
  • Energetic, proactive, and driven leadership mindset with an entrepreneurial spirit suitable for a modern digital bank.
  • Mature, composed, and steady in execution, with strong business acumen and a strategic vision for digital banking growth.
  • Excellent communication and stakeholder management skills in both English and Chinese (Mandarin).