Client Financial Advisory: Conduct comprehensive Financial Needs Analysis (FNA) for retail and high-net-worth clients, recommending tailored life insurance, critical illness, annuity, and legacy planning products.

Drive Business Revenue: Achieve and exceed assigned individual sales targets for bancassurance products within assigned branch locations.

Internal Collaboration: Partner closely with Branch Managers, Relationship Managers (RMs), and Customer Service Teams to generate, qualify, and convert internal customer referrals.

Client Portfolio Management: Maintain strong relationship management standards through periodic policy reviews, secondary sales opportunities, and long-term client support.

Regulatory Compliance: Strictly follow all HKMA, Insurance Authority (IA), and internal compliance guidelines, ensuring full transparency and proper advisory standards.

Licensing: Valid IIQE Papers 1, 3, and 5 passes (Essential). HKSI qualifications are an added advantage.

Experience: Minimum 2 years of proven sales track record in life insurance (Candidates with tied-agent or broker backgrounds are strongly encouraged to apply).

Skills: Excellent communication, presentation, and client-facing skills with a strong drive to exceed sales goals.

Language Proficiency: Fluent Cantonese is required; proficient English and conversational Putonghua.

Base Salary + Uncapped Commission: Competitive monthly base salary with lucrative sales commission and performance bonuses.

Warm Lead Access: Direct access to branch walk-in clients and internal RM referrals (No cold calling required).

Career Pathway: Clear career progression towards Senior Relationship Manager, Branch Management, or Bancassurance Leadership.

Comprehensive Benefits: Standard banking holidays, employee medical coverage, housing loan discounts, and attractive retirement plans.